A "no" on your cyber insurance application costs you higher premiums, exclusions, or outright denial. We turn the questions you can't answer into documented "yes" answers — so you keep coverage and pay less.
Fixed price, no hourly billing · Based in Apollo Beach, serving Greater Tampa Bay
Sources: Marsh U.S. cyber market update, S&P Global Ratings, Cynomi (2025–26).
Carriers, customers, and regulators are all demanding documented proof of controls. Most small businesses get caught flat-footed.
Carriers now underwrite against eight specific controls — MFA, EDR, immutable backups, email security, and more. Missing even one can spike your premium or void coverage.
Your B2B customers — and their insurers — demand documented security answers before they'll sign. A slow or "no" answer can cost you the deal.
Healthcare-adjacent, professional-services, and defense-supply-chain businesses face mounting documentation requirements from regulators and prime contractors.
Gap analysis against carrier and questionnaire requirements, delivered as a plain-English report of what's already a "yes" and what still needs work.
We implement or coordinate the fixes — MFA, email authentication, backups, policies — and produce the evidence your broker and carrier accept.
A monthly retainer keeps policies fresh, questionnaires answered, and evidence current — so next renewal is a non-event.
A 20-minute review of your application or questionnaire and current environment.
A plain-English report of every question you can't answer "yes" to today.
MFA rollout, SPF/DKIM/DMARC, backup verification, baseline policies — done or coordinated.
A documentation package your broker and carrier accept, ready to submit.
Client confidentiality and financial records put you under a microscope at renewal.
Learn more →Patient data and HIPAA-adjacent controls trigger extra questions on every application.
Learn more →Your customers' insurers demand vendor security evidence before contracts close.
Learn more →Prime contractors flow security and insurance requirements down to even small subs.
Learn more →A one-time readiness assessment gets you over the line. A monthly retainer keeps you there — policies fresh, questionnaires answered, evidence current.
For businesses that already passed and just need to stay current.
Everything in Policy & Questionnaire, plus full renewal support each year.
A named security & compliance contact without a full-time hire.
One-time readiness assessment: from $1,500 (fixed after your intake call). All retainers month-to-month — cancel anytime. No hourly billing, ever.
Avoid declination or exclusions by closing the control gaps carriers now scan for.
Documented controls translate directly to lower premiums and better terms.
Answer customer security questionnaires fast, with evidence, so deals don't stall.
Your documentation stays current, so each renewal and questionnaire is a refresh — not a scramble.
"D1 Cyber got us from a renewal scare to a clean application with documentation the carrier accepted on the first pass."
"The gap analysis told us exactly what to fix. Two weeks later our broker confirmed we'd keep coverage with no exclusions."
"Our enterprise customers send security questionnaires constantly. Now they're answered in a day, with evidence, and deals close faster."
Refer clients who need control documentation to close gaps before binding. We deliver fast, and we pay a referral fee on every engagement.
Claims are rising industry-wide, so carriers are raising rates and tightening requirements. They want evidence of basic controls — MFA, tested backups, email security — before renewal, and they price based on what you can prove.
Most carriers now scan your environment and verify answers. A "yes" you can't back up can void coverage at claim time. We make sure every "yes" is real and documented.
The assessment gets you renewal-ready once. A retainer keeps you there — policies refreshed, new questionnaires answered, evidence current — so every future renewal is a non-event.
Yes. We provide the attestation package directly to your broker and answer their follow-up questions.
Most engagements complete in two to four weeks, depending on questionnaire size and how quickly remediation items can be implemented.
Nearly all carriers now require or strongly prefer MFA on email, VPN, and admin accounts. It's the single most common gap we close.
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